First Time Maryland Home Buyers Need to Get CDA Money toward their down payments! Who would turn down 5K towards a first home purchase? Only someone who doesn't know about the program wouldn't use it. I will help you get the money when purchasing your Harford County home in areas such as Abingdon, Bel Air or Fallston!

Here's the scoop : 

Direct information from Maryland's Department of Housing and Community Development :

  •  CDA now offers conventional loans insured by private mortgage insurance companies from our approved list.
  • CDA continues to offer conventional uninsured loans for purchases where the loan-to-value (LTV) ratio is 80% or less. (Maximum combined LTV is 105%).
  • Borrower must meet all qualifications for a Maryland Mortgage Program loan, and can receive assistance from the CDA Downpayment and Settlement Expense Loan Program (DSELP), as well as funds from applicable Partner Match programs.

As of March 15, 2013, you must also have a credit score of 640 to qualify. If you are looking in Harford County and surrounding areas, contact me and I will be happy to help you with your first home purchase. First Time Home Buyers are important to me because I believe knowledge gives a first time buyer ther power to make a sound home investment! 

Everyone needs a home and you can always sell and FindAHouseInMaryland with Linda.

Linda Greco - Realtor - Exit Preferred Realty  Specializing in helping buyers find a house in Maryland with emphasis in Bel Air and Fallston. For details about communities in Harford County MD such as Glenangus, Greenbriar Hills, Fallsbrooke Manor, Fallston Commons, Franklin Chance, and Woodcrest.